As a part of your membership with the NCMD you automatically receive the benefit of the Combined Liability insurance.
The policy covers:
- Instructors and Coaches.
- Individual members.
Insurance applies during normal hobby metal detecting, official, recognised and approved training, competitions and related events of the NCMD. This cover applies only to activities authorised or recognised by the NCMD.
Policy limits are as follows:
- Public Liability – cover for your legal liability of up to £10,000,000.
- Professional Indemnity – cover for the club’s or instructors legal liability of up to £10,000,000.
- Directors and Officers – cover for club committee members of up to £5,000,000.
- Employers Liability – cover for clubs in respect of claims for injuries made by employees or volunteers, up to £10,000,000.
Please note cover is worldwide but excludes the USA & Canada. For more information, please see the terms and conditions for full details and conditions.
Evidence of insurance cover, the full terms and conditions, the policy schedule, and details of how to make a claim can be found here https://www.bluefinsport.co.uk/ncmd/.