It appears there are a number of rumours flying around about insurance and commercial rallies that we think need clearing up.
1. NCMD members ARE insured on rallies – All NCMD members are insured for any legal detecting activity. This INCLUDES commercial rallies. What the insurance provider doesn’t do is insure the rally organiser. Proof can be found in a letter from our insurer below.
2. NCMD insurance DOES pay out on legitimate claims – We only know of one case where it wasn’t paid out and that was because everyone involved denied responsibility for the damage so it was impossible to know if the damage was done by an NCMD member, or not. The insurance policy document is on our website, providing complete transparency on the terms and conditions. If
however, you make a claim and it is rejected and you feel it is wrong then tell us. We are not the insurers, but are the policy holders so we need to know. Telling stories of friend of a friend who knows someone from a night out in the pub who made a claim that was rejected is useless to everyone.
3. NCMD view on commercial rallies – We do not represent the interests of any commercial organisations involved in the hobby. This ensures that we can remain completely neutral, and are not influenced by any group, and certainly not by money. After all it is our job to do what is best for the whole hobby. But does that mean we are anti commercial rallies? No, it doesn’t, provided they are doing things responsibly and are encouraging the reporting of treasure items, etc. We have said repeatedly, most recently in the current issue of Digging Deep, that we are committed to defend all of our hobby’s freedoms to detect legally in the UK and will continue to do so.
4. NCMD officers are not paid, nor do they get to dip their hands in the ‘profits’ of the NCMD – Only the membership secretary and the currently advertised General Secretary roles carry a nominal salary, and the pay covers just a fraction of the hours spent on NCMD business. An external salaried contractor to assist for one year in communications is also currently being sought but this is not an officer position.
All other officers are unpaid – they are voluntary roles.
After we’ve covered our costs, we use the leftover money to do things to help our hobby, such as activity to promote responsible detecting and the Major Finds Excavation Fund. Any money not spent at the end of the year stays within the NCMD to provide a fighting fund to defend our hobby when it is needed.
5. Major NCMD decisions can only be made by a majority vote of member representatives – Members are represented by regional delegates and delegates for the central register (independent members and non-regional clubs); only these roles have voting powers. Officer roles (the people who do the day to day running of the NCMD) do not have any voting powers. The only time an officer role can vote on decisions is in the event of a split vote where the Chairperson has the casting vote. All decisions require a simple majority vote and this always has, and always will be, the case.
THESE RUMOURS HAVE GOT TO STOP.
We know some people are purposefully putting out rumours to undermine the NCMD. Why? Because they want to set up a rival insurance offering and put any profits in their own pockets rather than financing initiatives to protect our hobby. We don’t mind competition at all but this dirty, underhand activity we will not tolerate.
If any member has a question, then please contact us via the website or at firstname.lastname@example.org. We’ll happily answer your questions.
We aren’t afraid of being challenged, but will defend ourselves fully and robustly, taking legal action if required, against anyone starting or spreading lies and smears.
We hope this clears everything up.